Matterhorn Financial Services specializes in insurance programs that are unique to the needs of financial institutions. Currently serving over 400 clients nationwide, Matterhorn has been in business for more than 25 years. The Matterhorn program has been endorsed by WBA.

The most recognized and innovative provider of Blanket Lenders Single Interest (LSI) insurance, Matterhorn offers custom-tailored coverage for your consumer loan portfolio. LSI insurance frees you of having to track your customers to assure that their coverage remains in force, likely lowering your operating costs. You need only to make a reasonable effort to determine if the property is covered by valid insurance at the time of the loan. Coverage also extends to outstanding loans in your portfolio initiated prior to the effective date of your policy.

Eligible collateral include automobiles and trucks, motorcycles, snowmobiles, mobile and motor homes, recreational vehicles, watercraft and personal property. There are no coverage limits on automobiles. Watercraft, RVs, and other chattels may be covered up to $100,000. Increased limits are available and coverage is normally written without deductibles. There are no flood or surface water exclusions.

Matterhorn's Mortgage Protection Program is an expanded version of traditional mortgage impairment coverage and functions much like its LSI counterpart for consumer loan portfolios, in that the lender is required to confirm the existence of borrower insurance only at mortgage loan origination. This relieves the mortgage lender or servicer of the costly burden of tracking or verifying the borrower's continued compliance with the requirement to maintain acceptable insurance on mortgaged real property during the loan term.

Coverage is provided for uninsured loss or damage to the property, as is errors and omissions coverage for certain lender servicing responsibilities and duties related to the mortgage. The coverage applies with respect to all kinds of real estate - secured loans: residential, commercial, new construction, home equity and second mortgages.